UNISA Higher Certificate in Banking (98225) Qualification

UNISA Higher Certificate in Banking (98225) Qualification. The UNISA Higher Certificate in Banking is an excellent qualification designed to provide aspiring banking professionals with fundamental knowledge and skills in the financial sector.
This qualification offers a solid foundation in bank management theory and principles, preparing students for entry-level roles in South Africa’s banking industry.
Qualification Details
- Qualification Code: 98225
- NQF Level: 5
- Total Credits: 120
- SAQA ID: 84286
- APS/AS Score Requirement: 15
This certificate is delivered through online and distance learning, allowing flexibility for students balancing work and studies.
Purpose of the Qualification
The Higher Certificate in Banking aims to introduce learners to the financial services industry by equipping them with key competencies in banking operations, risk management, financial accounting, and business communication. Upon completing this qualification, graduates can confidently pursue entry-level banking positions or further their studies in advanced financial programs.
Who Can Register?
Registration for this qualification is available to:
- New applicants who have received and accepted their admission offer from UNISA.
- Current UNISA students who applied for this program as an alternative qualification.
- Re-registering students for the 2025 academic year during the designated registration period.
Important Registration Guidelines
- Students incorrectly admitted into the qualification may have their registration canceled by UNISA.
- Those wanting to start a new qualification must apply during the official application period.
Choosing the Right Modules for Your Studies
Module System
Each UNISA qualification requires students to complete a specific number of NQF credits within a set timeframe to graduate successfully. Students must adhere to the module prerequisites and co-requisites when registering.
- Co-requisite Modules: If Module A is a co-requisite for Module B, students must register for both simultaneously. Module A cannot be canceled unless Module B is also dropped.
- Pre-requisite Modules: If Module A is a pre-requisite for Module B, students must pass Module A before registering for Module B.
Maximum Credit Load per Semester
- 60 credits per semester
- 120 credits per academic year
- Non-degree or non-diploma modules count toward the maximum credit load.
Recommended Study Time per Week
- 6 to 8 hours per week for semester modules
- 4 to 6 hours per week for year modules
Curriculum Breakdown – UNISA Higher Certificate in Banking
Students must complete the following modules:
Module Code | Module Name | Pre-requisite/Co-requisite |
---|---|---|
BAN1501 | Banking: Introduction | None |
BAN1502 | Banking: Fundamental Principles | None |
BSM1501 | Business Management Fundamentals 1A | None |
CBC1501 | Communication in Business Contexts | None |
CRM1501 | Credit Management I | None |
ECS1501 | Economics IA | None |
FAC1501 | Introductory Financial Accounting | None |
QMI1500 | Elementary Quantitative Methods | Co-requisite: BNU1501 |
RSK1501 | Risk Management for Bankers | None |
SUS1501 | Sustainability and Greed | None |
Career Opportunities with a Higher Certificate in Banking
Graduates of this program can pursue various entry-level roles in South Africa’s banking and financial services sector. Potential job opportunities include:
- Bank Teller
- Customer Service Consultant
- Credit Analyst Assistant
- Financial Sales Representative
- Risk Management Assistant
This qualification also serves as a stepping stone for further studies in business, banking, and financial management.
Why Choose UNISA for Your Banking Qualification?
- Flexible Learning: Study from anywhere in South Africa through online and distance education.
- Industry-Relevant Curriculum: Designed to meet the needs of the financial services sector.
- Accredited & Recognized: Fully accredited by the South African Qualifications Authority (SAQA).
- Affordable Tuition: Cost-effective education compared to traditional universities.
How to Apply for the UNISA Higher Certificate in Banking
- Check Admission Requirements: Ensure you meet the APS/AS score requirement.
- Apply Online: Submit an online application during the official application window.
- Accept Your Admission Offer: Confirm your placement before registering.
- Register for Modules: Choose the right modules based on prerequisites and co-requisites.
- Pay Fees: Complete payment to finalize registration.
Conclusion
The UNISA Higher Certificate in Banking is an excellent qualification for individuals looking to enter the financial sector with a strong foundation in banking principles.
With its flexible learning approach, affordable tuition, and industry-relevant curriculum, this program is a great starting point for a successful career in banking and finance in South Africa. If you’re eager to kickstart your career in the banking industry, apply today and take the first step toward your financial future!